![]() ![]() When I started to say I’ve had this account for 10 years, she broke in, “I know what you’re going to ask. I listened to bad music for about 20 minutes and finally got a representative. ![]() That was easy! I called the next one, which is in my name. He said, “That will get you started in the direction you want to go.” He said we could call again in six to eight months and get it lowered again, but 1.75 percent is the most they’ll lower it at one time (1.75 percent may not sound like much, but if you carried a $5,000 balance, that could save you about $90 a year.) The rep told Gary he could lower the rate by 1.75 percent, to 17.99 percent - the prime rate plus 12.74 percent. The customer service representative at the first bank told me he had to talk to my husband Gary because he’s the primary cardholder. We have three cards, so I decided to see if I could ask for and get lower interest rates by making a phone call. Yes - you can just ask for a lower credit card interest rate, especially if you have been diligent about making all your payments on time. What is the best way to go about this? Is it likely they will lower my rate or should I even bother? I have heard numerous times that if you have overall good credit, you should ask your credit card company to lower your interest rate. She writes “To Her Credit,” a weekly reader Q&A column about issues involving women, credit and debt, for, and also wrote for MSN Money, and, and has guested on Martha Stewart Radio and other programs. ![]() Sally Herigstad is a certified public accountant and the author of “Help! I Can’t Pay My Bills: Surviving a Financial Crisis” (St. I am currently serving on active duty with the Branch of Armed Forces. This letter is my formal written request to reduce the rate of interest to six percent (6.0%) for the above referenced account. Letter to bank for concession in interest rate (1) letter to bank for increase the limit facility (1) letter to bank manager (2) letter to bank manager to honour cheque (1) letter to bank requesting sms alert service (1) letter to builder for possession (1) letter to complain about an inaccurate meter reading (1) letter to customer (1). ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |